Actual cash value just before the loss, with insurance-grade evidence.
$4.99 per run
What were vehicles like the insured's listed at when they sold, and has the market moved since the loss?
Ask Claude or ChatGPT what vehicles like the insured's were listed at when they sold and get monthly statistics from cars that left US dealer websites, with the priced sample behind each figure. The questions below show the prompts in order, including what to do when the loss state has too few sales.
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Last updated , from the Aug 2026 data month. Every price is the advertised asking price when the car left the dealer's website, never what it sold for.
What were vehicles like the insured's listed at when they sold in this state, and what if the state has too few?
Pool the neighboring states. In Aug 2026, New Mexico had 4 priced 2021 Toyota Camry SE sales, too few to quote; pooled with Arizona, Colorado and Utah, 42 priced sales gave a $21,018 median. Ask for the loss state first, then pool its neighbors into one row and show three months.
- Prompt
What were used 2021 Toyota Camry SE models listed at when they sold in New Mexico in August 2026? Give the low end, median and high end.
What came back
$3.00 per call (1 call unit)
What came back: Ask for the loss state Month State Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Thin sample Aug '26 NM 4 4 $21,755 $23,343 $25,008 78,542 Yes What to do with it: New Mexico had 4 sales and 4 priced, so the row is thin: too few to stand as a market figure. Pool the neighboring states before you quote a number.
- Follow-up prompt, in the same chat
That is too thin. Pool New Mexico with Arizona, Colorado and Utah into one regional figure, with the low end, median and high end.
What came back
$3.00 per call (1 call unit)
What came back: Pool the neighboring states Month Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Thin sample Aug '26 45 42 $18,988 $21,018 $22,994 83,018 No What to do with it: Pooled across 4 states, 42 priced sales put the band at $18,988 to $22,994, with a $21,018 median at 83,018 miles.
- Follow-up prompt, in the same chat
Show that regional figure for each of the three months to August 2026.
What came back
$3.00 per call (1 call unit)
What came back: Show it is not a one-month figure Month Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Aug '26 45 42 $18,988 $21,018 $22,994 83,018 Jul '26 45 41 $18,995 $20,971 $22,988 79,885 Jun '26 44 42 $19,207 $21,606 $23,285 74,352 What to do with it: The regional median held between $20,971 and $21,606 from Jun 2026 to Aug 2026, on 41 to 42 priced sales a month, so cite it with its months.
Start this inClaude (new tab, the first prompt copied)orChatGPT (new tab, the first prompt copied)and paste the next prompts in the same chat.
What were high-mileage vehicles like the insured's listed at?
Lower than the model year's median. In Aug 2026, used 2016 Honda CR-V EXs listed at a $16,033 median nationally, but at 130,000 to 160,000 miles 82 priced sales gave a $13,660 median, $2,373 lower. Band the model year, then narrow to the insured car's mileage.
- Prompt
What were used 2016 Honda CR-V EXs listed at when they sold nationally in August 2026? Give the low end, median and high end and the median odometer.
What came back
$3.00 per call (1 call unit)
What came back: Band the model year Month Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Aug '26 500 456 $13,939 $16,033 $18,453 104,605 What to do with it: 456 priced sales put the median at $16,033 on a median odometer of 104,605 miles, between $13,939 and $18,453.
- Follow-up prompt, in the same chat
The insured car had 145,000 miles. Show only cars with 130,000 to 160,000 miles.
What came back
$3.00 per call (1 call unit)
What came back: Narrow to the insured car's miles Month Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Aug '26 92 82 $12,468 $13,660 $14,512 140,907 What to do with it: At 130,000 to 160,000 miles, 82 priced sales listed at a $13,660 median ($12,468 to $14,512), $2,373 below the model year's median: comparables at a typical odometer would misstate a high-mileage car.
Start this inClaude (new tab, the first prompt copied)orChatGPT (new tab, the first prompt copied)and paste the next prompts in the same chat.
Does the cab configuration change what a comparable pickup lists for?
Yes. In Aug 2026, used 2020 Ford F-150 crew cabs listed at a $28,990 median nationally against $24,350 for extended cabs, $4,640 apart, and within the XLT trim the gap was $1,277. Split the model year by cab, then hold the trim steady, so the comparables match the insured truck on both.
- Prompt
For used 2020 Ford F-150s that sold nationally in August 2026, compare crew, extended and regular cabs: low end, median and high end asking price and the median odometer.
What came back · Aug '26
$3.00 per call (1 call unit)
What came back: Split the model year by cab, Aug '26 Cab configuration Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Crew 3,174 2,911 $24,995 $28,990 $33,307 88,692 Extended 320 292 $19,222 $24,350 $28,367 85,219 Regular 102 96 $15,998 $20,870 $24,496 92,295 What to do with it: Crew cabs listed at a $28,990 median against $24,350 for extended cabs, $4,640 apart on 2,911 and 292 priced sales; regular cabs listed at $20,870.
- Follow-up prompt, in the same chat
Part of that is trim mix. Show the same split for the XLT only.
What came back · Aug '26
$3.00 per call (1 call unit)
What came back: Hold the trim steady, Aug '26 Cab configuration Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Crew 1,467 1,342 $24,002 $27,945 $30,456 88,017 Extended 123 118 $23,247 $26,668 $29,484 70,915 Regular 13 13 $22,842 $26,775 $32,420 85,081 What to do with it: Within the XLT the crew cab listed $1,277 above the extended cab ($27,945 against $26,668), against $4,640 across all trims: match the comparables on trim and cab together.
Start this inClaude (new tab, the first prompt copied)orChatGPT (new tab, the first prompt copied)and paste the next prompts in the same chat.
Is the insured's hybrid being valued against gas comparables?
If it is, the value comes out low. In Aug 2026, 2022 Toyota RAV4 hybrids in California listed at a $32,182 median against $27,994 for gas versions, $4,188 higher; nationally the gap was $3,800. Rank the insured model year by powertrain, with the low end and high end, in the loss state and nationally.
- Prompt
For used 2022 Toyota RAV4s that sold in California in August 2026, compare the gas and hybrid versions: low end, median and high end asking price and the median odometer.
What came back · Aug '26
$3.00 per call (1 call unit)
What came back: Split the model by powertrain, Aug '26 Powertrain Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Combustion 130 126 $25,817 $27,994 $31,029 50,672 HEV 85 80 $28,929 $32,182 $34,989 54,739 All 2 rows · the call returned 3
What to do with it: The hybrid listed at a $32,182 median against $27,994 for gas, $4,188 higher with 4,067 more miles on its median odometer, so gas comparables would undervalue a hybrid. The powertrain field is sparse, and the answer counts only sales where it is recorded.
- Follow-up prompt, in the same chat
Now run the same comparison for the whole country.
What came back · Aug '26
$3.00 per call (1 call unit)
What came back: Confirm it nationally, Aug '26 Powertrain Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Combustion 1,074 1,033 $25,295 $27,805 $30,550 55,516 HEV 829 802 $28,519 $31,605 $34,175 57,521 All 2 rows · the call returned 3
What to do with it: Nationally the hybrid premium was $3,800 on 802 priced hybrid sales, against $4,188 in California: match the comparables' powertrain to the insured car before you average them.
Start this inClaude (new tab, the first prompt copied)orChatGPT (new tab, the first prompt copied)and paste the next prompts in the same chat.
Has the market for the insured vehicle moved since the date of loss?
Yes: a used 2023 Tesla Model Y listed at a $30,999 median nationally in Mar 2026 and $32,998 in Aug 2026 (up 6.4 percent), and in California it rose 6.1 percent. Pull the insured model year month by month from the loss month to the latest, nationally and in the loss state.
- Prompt
The loss was in Mar 2026. How have asking prices for used 2023 Tesla Model Ys moved nationally since then, month by month, to August 2026?
What came back
$3.00 per call (1 call unit)
What came back: Read the months since the loss Month Units sold Priced sales Median asking price Median odometer Aug '26 2,328 2,270 $32,998 40,272 Jul '26 2,207 2,151 $33,629 36,790 Jun '26 1,977 1,937 $33,989 36,296 May '26 2,031 1,978 $32,998 36,164 Apr '26 2,089 2,014 $31,995 35,810 Mar '26 2,010 1,955 $30,999 34,478 5 of 6 rows
What to do with it: The median asking price rose from $30,999 in Mar 2026 to $32,998 in Aug 2026 (6.4 percent) while the median odometer went from 34,478 to 40,272 miles. A value dated to the loss month sits $1,999 below the latest median, so say which month the figure reflects.
- Follow-up prompt, in the same chat
And in California, where the loss happened?
What came back
$3.00 per call (1 call unit)
What came back: Check the loss state Month Units sold Priced sales Median asking price Median odometer Aug '26 466 453 $32,904 40,825 Jul '26 418 404 $32,998 37,691 Jun '26 423 414 $33,122 35,444 May '26 512 504 $32,500 36,843 Apr '26 470 449 $31,975 35,762 Mar '26 457 450 $30,998 33,435 5 of 6 rows
What to do with it: California rose 6.1 percent over the same months ($30,998 to $32,904) against 6.4 percent nationally, on 453 priced sales in Aug 2026. Quote the loss-state series, with the national one beside it.
Start this inClaude (new tab, the first prompt copied)orChatGPT (new tab, the first prompt copied)and paste the next prompts in the same chat.
What were comparable vehicles listed at on a date of loss years ago?
Value it on the loss month's own figures. In Jun 2022, used 2018 Honda Accords in Georgia listed at a $27,208 median on 112 priced sales, $9,629 above the Aug 2026 median of $17,579. Ask for the loss month by date (2 call units when it is over 24 months back), then today's market for contrast.
- Prompt
The loss was in June 2022 in Georgia. What were used 2018 Honda Accords listed at when they sold there that month? Give the low end, median and high end.
What came back
$6.00 per call (2 call units)
What came back: Band the loss month Month Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Jun '22 119 112 $25,078 $27,208 $28,989 56,707 What to do with it: In Jun 2022, 112 priced sales put the band at $25,078 to $28,989 around a $27,208 median at 56,707 miles. A window that starts more than 24 months back adds one call unit, so this answer cost 2 units ($6.00).
- Follow-up prompt, in the same chat
For contrast, what did the same cars list at in Georgia in August 2026?
What came back
$3.00 per call (1 call unit)
What came back: Compare it with today's market Month Units sold Priced sales Low end asking price Median asking price High end asking price Median odometer Aug '26 100 91 $15,755 $17,579 $20,998 113,110 What to do with it: In Aug 2026 the median was $17,579 at 113,110 miles, $9,629 below the loss month: value an older loss on its own month's figures.
Start this inClaude (new tab, the first prompt copied)orChatGPT (new tab, the first prompt copied)and paste the next prompts in the same chat.
More questions
Are these the prices buyers paid?
No. Every price is the advertised asking price when the car left the dealer website; the negotiated price is private and is not in the data. Treat the figures as listing evidence for actual cash value, and say they are asking prices when you cite them.
How many sales back each figure?
Every row states its units sold and its priced sample, the sales with an asking price behind every price figure. A row on fewer than 30 priced sales is marked as a thin sample: read it as a direction only. Pool neighboring states into one row, as the first question shows, or widen to a model-year range.
Does it show individual cars or VINs?
No. It returns statistics (units, median and mean asking price, odometer, days on market) grouped by model, year, trim, seller or group, never a VIN. For named comparable vehicles, use the recently sold search or a Total Loss Report.
How current is the data?
It is monthly, and each month lands one to two months after it ends, so date every figure in the file to its data month. The examples on this page are from Aug 2026. It covers US dealers only, back to January 2021, at most 12 months per call.
What does a call cost?
$3.00 per call unit, paid from your prepaid balance and only after a successful call; a refused or failed call costs nothing. On this page the June 2022 band is 2 units ($6.00); every other prompt is 1 unit ($3.00), so all 13 prompts come to 14 units ($42.00).
How do I get started?
Add the MarketCheck AI Desk connector to Claude or ChatGPT; it is free to add, and ChatGPT works on Free accounts too. Then paste a prompt from this page or ask in your own words, and each call is charged to your prepaid balance only when it succeeds.
Reports that answer the same need
When you want the finished read, not the raw numbers.
The total-loss file: clean-title comparables, the branded-title markdown, and the gap to the carrier offer.
$4.99 per run
How much value the accident took, even after a quality repair.
$5.99 per run
Use cases for other segments
Dealers and remarketing
- Used-car dealersFind the models that clear fastest in your state and the sellers that outsell you in your city, with the asking price for each.
- Dealership groupsRank your group against its rivals state by state, and find the markets that turn a franchise fastest before you bid.
- Auctions and remarketingSee where a model lists highest at retail, check run-list demand and buyers, set reserves on falling models and time a consignment.
- Wholesale buyers and exportersSet a bid from the retail asking price, and see who retails a model and where it lists lowest and highest.
- Fleet and rental remarketingTime the sale of late-model fleet units and pick the states and channel that list them highest, with what each 10,000 miles costs.
- Auto brokers and car-buying servicesSee which new cars and trims list furthest below sticker, and where the used car your client wants lists for less.
Claims and valuation
- Independent appraisersBand an exact year, model and trim, then back each adjustment (mileage, 4WD, transmission, location and time) with dated figures.
- Public adjustersShow a carrier where its total-loss offer sits in the market band, with the right trim, mileage, model year and state behind it.
- AttorneysDated, cited market statistics for a vehicle's value on a past date, and for overpricing, price-spike and odometer claims.
Shoppers, sellers and press
- Car shoppersKnow a fair asking price, whether the higher trim is worth it, where prices are heading and what sells fastest near you.
- Private sellersPrice your own car against what cars like it were listed at when they sold at dealers, and pick the month and mileage to sell.
- Automotive journalistsCite what sold, how used prices moved, the EV share, state gaps and seasonal patterns, with the sample size behind every figure.
What the tool returns, the price of every request shape and its limits: Sold Market Data. The reports built for insurance adjusters: Claims Desk.
Ask your own sold-market questions
Connect once, then paste a prompt from this page or ask in your own words. A standard question is $3.00, charged to your prepaid balance only when the call succeeds.