Lender Dealer Prospector

Find dealers in a market that match a lender's target inventory profile, ranked by fit, with contact.

Lender Dealer Prospector

Find dealers in a market that match a lender's target inventory profile, ranked by fit, with contact.

At a glance


Price	$14.99 per run.
Tool name	`generate_lender_dealer_prospector`
Scope	`reports:lender-dealer-prospector`
Built for	Auto Lender, Dealer Group

What it does

A prospecting lead list for auto-finance lenders (floor-plan and indirect lending): the dealers within a ZIP and radius whose active inventory matches a target profile, ranked by fit, each with contact details, inventory size, inventory value, median price, the share of the lot in the target price band, CPO share, dominant segments, and an expandable sample of their matching inventory. The lender passes the criteria that matter to them; every dealer in the market is scored and the top matches are returned. This is an inventory-profile TARGETING tool, not a credit or underwriting assessment: it observes advertised listings, not loan performance. Use when an auto-finance lender (or a floor-plan / indirect-lending rep) wants a list of dealers in an area whose inventory fits their lending profile (size, price band, franchise vs independent, CPO), with contact details, for outreach. For aged-inventory wholesale outreach use Aged Inventory Prospector; for a single dealer's lot use Lot Pricing Scan.

Arguments

Argument		What it is	Example
`zip`	Required	ZIP code of the market to prospect.	`84070`
`radius_miles`	Recommended	Search radius in miles (default 25, max 100).	`25`
`price_band_min`	Recommended	Low end of the target price band in dollars (e.g. 5000). Dealers are scored on how much of their lot sits in the band.	`5000`
`price_band_max`	Recommended	High end of the target price band in dollars (e.g. 15000).	`15000`
`dealer_type`	Optional	Channel filter: "independent" or "franchise". Omit for all dealers.	`independent`
`min_inventory`	Optional	Minimum active inventory (units) a dealer must have to qualify.	`20`
`max_inventory`	Optional	Maximum active inventory (units).	`500`
`min_cpo_share_pct`	Optional	Minimum share of the lot that is CPO, as a percent (e.g. 20).	`20`
`max_dealers`	Optional	How many top matching dealers to return (default 25, max 100).	`25`
`car_type`	Optional	"used" or "new". Defaults to used.	`used`
`offset`	Optional	Skip this many top-ranked matches before returning results (pagination). After seeing the top 25, pass offset 25 for the next 25.	`25`

What comes back

Ranked list of dealers matching the lender profile across the whole market
Per dealer: phone, website, location, channel, inventory size and value, median price
The share of each dealer's lot inside the target price band, and CPO share
The dominant segments each dealer stocks
Expandable sample of each dealer's matching inventory

Asking for it in a chat client

Find independent dealers near 84070 with 20+ used cars priced $5k to $15k, with contact details.

Which franchise dealers within 25 miles of 60601 carry a lot of CPO inventory? Give me a prospect list.

Running it from a backend

Grant an agent the reports:lender-dealer-prospector scope, then call the tool over MCP:

{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "generate_lender_dealer_prospector",
    "arguments": {
      "zip": "84070"
    }
  }
}

See Server-side access for the token exchange and how to read the response.