# Lender Dealer Prospector

> Find dealers in a market that match a lender's target inventory profile, ranked by fit, with contact.

**Price:** $14.99 per report. Runs inside Claude or ChatGPT (MCP), or as a shareable hosted web report. Pay per report, no subscription.

A prospecting lead list for auto-finance lenders (floor-plan and indirect lending): the dealers within a ZIP and radius whose active inventory matches a target profile, ranked by fit, each with contact details, inventory size, inventory value, median price, the share of the lot in the target price band, CPO share, dominant segments, and an expandable sample of their matching inventory. The lender passes the criteria that matter to them; every dealer in the market is scored and the top matches are returned. This is an inventory-profile TARGETING tool, not a credit or underwriting assessment: it observes advertised listings, not loan performance. Use when an auto-finance lender (or a floor-plan / indirect-lending rep) wants a list of dealers in an area whose inventory fits their lending profile (size, price band, franchise vs independent, CPO), with contact details, for outreach. For aged-inventory wholesale outreach use Aged Inventory Prospector; for a single dealer's lot use Lot Pricing Scan.

## Inputs

### Required
- **zip** (e.g. `84070`): ZIP code of the market to prospect.

### Recommended
- **radius_miles** (e.g. `25`): Search radius in miles (default 25, max 100).
- **price_band_min** (e.g. `5000`): Low end of the target price band in dollars (e.g. 5000). Dealers are scored on how much of their lot sits in the band.
- **price_band_max** (e.g. `15000`): High end of the target price band in dollars (e.g. 15000).

### Optional
- **dealer_type** (e.g. `independent`): Channel filter: "independent" or "franchise". Omit for all dealers.
- **min_inventory** (e.g. `20`): Minimum active inventory (units) a dealer must have to qualify.
- **max_inventory** (e.g. `500`): Maximum active inventory (units).
- **min_cpo_share_pct** (e.g. `20`): Minimum share of the lot that is CPO, as a percent (e.g. 20).
- **max_dealers** (e.g. `25`): How many top matching dealers to return (default 25, max 100).
- **car_type** (e.g. `used`): "used" or "new". Defaults to used.
- **offset** (e.g. `25`): Skip this many top-ranked matches before returning results (pagination). After seeing the top 25, pass offset 25 for the next 25.

## Data semantics

Every price is a **listed (asking) price**, not a transacted sale price. "Recently off-market" comps show a vehicle's last list price (a sold proxy). The ML "MarketCheck Price" predicts an optimal listing price, not a sale price.

## How to run

Connect MarketCheck to Claude or ChatGPT at https://ai.marketcheck.com/install, then ask in plain English. Or open the report page and run it.

[Open the Lender Dealer Prospector](https://ai.marketcheck.com/reports/lender-dealer-prospector) · [All reports](https://ai.marketcheck.com/) · [llms.txt](https://ai.marketcheck.com/llms.txt)